Chapter 13 Bankruptcy Provides Repayment Options
Do not be discouraged if you cannot pass the financial means test required of a Chapter 7 bankruptcy. Options still remain for you to stop creditor harassment and protect your home from foreclosure. At Sheehan & Associates, P.L.C., we help clients with Chapter 13 debt reorganization. While you are still responsible for the debts you own, a payment program can make your financial picture more manageable.
While ridding yourself of debt takes longer, creditors can no longer contact you and banks cannot pursue foreclosure of your home or repossession of your car. Contact us at 248-218-1473 or toll free at 877-600-7891.
Detroit Chapter 13 Bankruptcy Lawyers
At Sheehan & Associates, P.L.C., we educate you on the immediate benefits of a Chapter 13 bankruptcy filing and attend to all details throughout the process. Your phone stops ringing. You no longer live in fear of losing valuable assets. However, challenges exist in securing a payment plan agreed upon by your creditors and keeping up with the payments.
With a vast majority of Chapter 13 filers unable to complete the payment program, we remain at your side throughout the entire process. Our representation does not stop when your program starts. We are here if problems arise and questions need answers. We want you to be successful in that all-important fresh start and overcome the odds and any obstacles.
For more information about debt relief through Chapter 13 bankruptcy, or to schedule an appointment with an experienced bankruptcy attorney serving southeastern Michigan, including Greater Detroit, and near our satellite office in Newport Beach, California, please contact us.