Two terms that are important to estate planning are "per stirpes" and "per capita." Both refer to the way that assets can be divided among a deceased person's heirs.
Are you putting off filing for bankruptcy because you keep hoping that you'll discover a miraculous way to turn your financial situation around?
If you're like a lot of people, you consider your dog or cat (or any other pet) more like a family member or child than a simple pet.
Your senior years are supposed to be your "golden" years -- but many seniors these days are finding themselves unable to manage their debts and living expenses. Even though the nation is prospering economically, many seniors are being left behind due to social changes that have affected their finances.
In business, it pays to be tough -- and sometimes that also means being tough on yourself. When business lawsuits erupt, you have to keep your focus on the day-to-day demands of your business if you want your business to survive.