It seems like so many people across the state of Michigan are struggling financially these days. It can feel like a hopeless situation when there isn’t enough money coming in to pay bills that seem to keep piling up. For those who find themselves in this predicament,...

Bankruptcy
Does Chapter 7 or Chapter 13 bankruptcy fit your needs?
Many people in Michigan and throughout the country have been struggling financially in recent years. Some feel overwhelmed by medical bills or credit card debt. Others unexpectedly lost their jobs or went through divorce, resulting in a financial crisis. There are...
Refrain from doing these things when filing for bankruptcy
Obviously, no person in Michigan plans on filing for bankruptcy. But sometimes life happens and unforeseen circumstances arise. In many cases, bankruptcy may be the best financial option left. Bankruptcy is often a life-changing experience. To make this experience a...
What is the scope of discovery during a bankruptcy case?
In bankruptcy, as in all legal proceedings, there is a process called “discovery,” whereby evidence is presented and examined. Bankruptcy Rule 2004 usually governs what can be examined in a Michigan bankruptcy case. According to Bankruptcy Rule 2004, examinations in...
A few ways to repair credit after an unexpected bankruptcy
It goes without saying that life is completely unpredictable. Unfortunate and unexpected things such as job loss or health issues could cause an individual to build up tons of debt with seemingly no way to get out from under it. However, filing for Chapter 7...
How does an automatic stay help in bankruptcy?
A person’s financial situation can affect almost every area of his or her life. To some individuals who have not experienced serious money issues, the idea of struggling financially may mean not being able to buy things that they want. Unfortunately, for many who are...
What is a proof of claim in bankruptcy?
Deciding to get back in control of one’s finances can often mean taking significant steps to address debt. For many Michigan residents, this may mean filing for bankruptcy in hopes of having their debt discharged or to receive approval of a repayment plan that allows...
A few steps to take when considering Chapter 7 bankruptcy
These days, it seems so many Michigan residents are struggling financially. Financial problems can leave a person feeling stressed and in a constant state of anxiety. Those who are drowning in debt with no end in sight may have the option to file for bankruptcy....
How to get overwhelming credit card debt under control
These days, many credit card companies offer perks and rewards for using their cards. By using credit cards for purchases, card holders can benefit from these rewards while also building credit. However, overspending with credit cards is incredibly easy to do, and it...
When is filing for bankruptcy the right move?
In this day and age, just making ends meet is a tall task for many Michigan residents. Unfortunately, it doesn’t take long for debt to pile up. Being buried under mounds of debt can make any person feel stressed, worried and overwhelmed. However, when there seems to...