These days, dealing with financial stress just seems normal for many people in Michigan. Living under crippling financial stress will typically make a person do whatever it takes to relieve this constant pressure. Chapter 7 bankruptcy is an option for some people who...

Bankruptcy
How to know when it’s time to file for bankruptcy
These days, many Michigan residents live paycheck to paycheck. A lot of people may find themselves in high amounts of debt just trying to make ends meet. Excess debt can be draining and overwhelming. However, when it feels like there’s no way out, filing for Chapter 7...
Avoid bankruptcy by paying off credit card debt
The majority of Michigan residents own credit cards and use them frequently. Credit cards can be a convenient way to buy things, especially large purchases. Since credit cards are so handy, it is incredibly easy to rack up large amounts of consumer debt. Paying down...
Ways to repair credit after going through a bankruptcy
When Michigan residents fall ill or lose their jobs, a myriad of financial troubles may ensue. Oftentimes, those who are in this position accrue high amounts of debt with seemingly no way out of it. When this happens, filing for Chapter 7 bankruptcy is an option they...
Avoid overwhelming debt by reigning in credit card usage
When used responsibly and properly, credit cards can be helpful and often advantageous. However, many credit card companies today have made it so easy to use this method of payment that it doesn't take long for consumer debt to pile up and quickly get out of hand....
The impacts and consequences of filing for bankruptcy
It seems like so many people across the state of Michigan are struggling financially these days. It can feel like a hopeless situation when there isn’t enough money coming in to pay bills that seem to keep piling up. For those who find themselves in this predicament,...
Does Chapter 7 or Chapter 13 bankruptcy fit your needs?
Many people in Michigan and throughout the country have been struggling financially in recent years. Some feel overwhelmed by medical bills or credit card debt. Others unexpectedly lost their jobs or went through divorce, resulting in a financial crisis. There are...
Refrain from doing these things when filing for bankruptcy
Obviously, no person in Michigan plans on filing for bankruptcy. But sometimes life happens and unforeseen circumstances arise. In many cases, bankruptcy may be the best financial option left. Bankruptcy is often a life-changing experience. To make this experience a...
What is the scope of discovery during a bankruptcy case?
In bankruptcy, as in all legal proceedings, there is a process called “discovery,” whereby evidence is presented and examined. Bankruptcy Rule 2004 usually governs what can be examined in a Michigan bankruptcy case. According to Bankruptcy Rule 2004, examinations in...
A few ways to repair credit after an unexpected bankruptcy
It goes without saying that life is completely unpredictable. Unfortunate and unexpected things such as job loss or health issues could cause an individual to build up tons of debt with seemingly no way to get out from under it. However, filing for Chapter 7...